MSC-016: Smol Shop Insurance
Fire, explosion and burglary cover for small shops and mini-marts, from SLE 150 a month.
What you get
Fire, lightning, explosion and burglary cover for neighbourhood shops and mini-marts: stock and fixtures SLE 20,000, burglary SLE 10,000. From SLE 150 a month.
Cover and benefits
Sub-limited commercial package for neighbourhood shops and mini-marts against fire, lightning, explosion and burglary with forcible entry. Schedule of certified benefits and applicable deductibles: • Stock / fixtures: sum insured SLE 20,000 — excess SLE 500 per claim. • Burglary: sum insured SLE 10,000 — excess SLE 500 per claim.
Deductible / excess
SLE 500 excess per claim.
Terms, warranties and endorsements
• Stock / fixtures SLE 20,000 — excess SLE 500 per claim. • Burglary SLE 10,000 — excess SLE 500 per claim. Warranty: all external perimeter doors are reinforced with double deadbolts or high-tensile padlocks and window openings are fitted with securely welded iron burglar-proofing grilles. Cover starts on the date of payment (00:00 hours) and ends at 23:59 hours on the last day of the selected period of cover. The aligned premium for the selected period is a single premium paid in full and is a condition precedent to liability.
Periods of cover
1 month — SLE 150 · 3 months — SLE 350 · 6 months — SLE 650 · 1 year — SLE 1,200