Our products
37 covers across 4 licensed classes. Browse freely — no account needed.
Fire Insurance
10 productsFIR-001: Tenantable Premises & Public Properties Fire Insurance
Fire cover for colleges, hospitals, entertainment centres, office buildings, dwelling houses, factories and shops.
FIR-002: Personal Home Insurance (Houseowners / Householders)
Fire, theft and damage cover for your home and belongings.
FIR-003: Tenants' Fire & Contents Insurance (Renters' Cover)
Protect your belongings and liability as a tenant — even when the building isn't yours.
FIR-004: Commercial Buildings Insurance (Warehouses & Stores)
Fire cover for commercial buildings, including warehouses and stores.
FIR-005: Hotels & Hospitality Properties Insurance
Fire cover built for hotels, guesthouses and hospitality properties.
FIR-006: Petrol Stations & Fuel Storage Insurance
Specialist fire cover for petrol stations and fuel storage depots.
FIR-007: Schools & Educational Institutions Insurance
Fire cover for schools and private educational institutions.
FIR-008: Banking Halls & Financial Premises Insurance
Fire cover for banking halls and financial service premises.
FIR-009: Business Interruption (Fire) Insurance
Replaces lost income while you rebuild after a fire.
FIR-010: Assets All-Risks Insurance
All-risks cover for your business assets.
Marine & Aviation Insurance
5 productsMAR-001: Marine Cargo — Imports (ICC A/B/C)
ICC A/B/C cover for goods imported into Sierra Leone — all imports must be insured locally.
MAR-002: Marine Cargo — Exports & Coastal Trade
Cargo cover for exports and coastal trade shipments.
MAR-003: Container Insurance
Cover for shipping containers in transit and storage.
MAR-004: Mining Equipment Transit Insurance
Transit cover for iron ore, bauxite, rutile and diamond sector logistics.
MAR-005: Warehouse & Cold Storage Cargo Insurance
Cover for warehouse risks and cold storage / perishable cargo.
Motor Insurance
8 productsMOT-001: Private Car Third-Party Insurance
The legal minimum for every private sedan, SUV or car on the road.
MOT-002: Commercial Vans & Trucks Third-Party Insurance
Third-party cover for commercial vans and trucks.
MOT-003: Kekeh Third-Party Insurance
Third-party cover for commercial three-wheelers (Kekehs).
MOT-004: Okada Third-Party Insurance
Third-party cover for commercial motorbikes (Okadas).
MOT-005: Taxi & Hire Car Insurance
Cover for taxis and commercial passenger vehicles.
MOT-006: Bus & Public Transport Insurance
Cover for poda-podas, minibuses and public transport.
MOT-007: Comprehensive Motor Insurance
Third-party plus own damage and theft — full protection for your vehicle.
MOT-008: Fleet Insurance (5+ Vehicles)
One policy for corporate and NGO vehicle fleets of five or more.
Miscellaneous Insurance
14 productsMSC-001: Employer's Liability Insurance
Compulsory cover for every employer with 5+ employees.
MSC-002: Public Liability — Buildings Under Construction
Compulsory cover for buildings of 2+ storeys under construction.
MSC-003: Professional Indemnity — Health Professionals
Compulsory indemnity cover for health professionals.
MSC-004: Personal Accident Insurance
Hospital bills and family benefit if the worst happens — individual and group.
MSC-005: Kekeh Passenger Accident Cover
Two tiers: hospital bill cover and death benefit for the family.
MSC-006: Okada Passenger Accident Cover
Two tiers: hospital bill cover and death benefit for the family.
MSC-007: Kekeh Driver Accident Cover
Two tiers: hospital bill cover and death benefit for the family.
MSC-008: Okada Driver Accident Cover
Two tiers: hospital bill cover and death benefit for the family.
MSC-009: Workmen's Compensation Insurance
Workmen's compensation with common law extension.
MSC-010: Burglary & Theft Insurance
Cover against burglary and theft at your premises.
MSC-011: Public Liability — Business Premises
Liability cover for accidents on your business premises.
MSC-012: Professional Indemnity — Professionals
Indemnity for lawyers, accountants, engineers, architects and surveyors.
MSC-013: Micro-Insurance (Accident & Funeral)
Personal accident and funeral cover, paid via mobile money.
MSC-014: Market Women Stock Insurance
Protects market traders' stock against fire, flood and theft.