MSC-014: Makit Woman Insurance

First-loss fire and burglary cover for market women and stallholders' stock and stalls, up to SLE 10,000. From SLE 50 a month.

Cover and benefits

First-loss fire and burglary cover for trading stock and stalls. Schedule of certified benefits — no deductible or excess applies to this cover: • First-loss total combined limit: maximum SLE 10,000 — aggregate per period of insurance. • Stall burglary / break-in: sum insured SLE 6,000 — deductible nil. • Stall fire outbreak and lightning: sum insured SLE 4,000 — deductible nil.

Deductible / excess

Nil — this packaged cover carries no deductible or excess.

Terms, warranties and endorsements

• First-loss total combined limit maximum SLE 10,000 — aggregate per period of insurance. • Stall burglary / break-in SLE 6,000 — nil. • Stall fire outbreak and lightning SLE 4,000 — nil excess. Warranty: the stall or lock-up is secured at the close of business with iron padlocks, secure hasps or locked steel mesh doors; open, unattended or unroofed stalls without lockable enclosures are excluded from burglary cover. Cover starts on the date of payment (00:00 hours) and ends at 23:59 hours on the last day of the selected period of cover. The aligned premium for the selected period is a single premium paid in full and is a condition precedent to liability. Deductible / excess: NIL — no deductible or excess applies to this cover.

Periods of cover

1 month — SLE 50 · 3 months — SLE 120 · 6 months — SLE 210 · 1 year — SLE 400