MSC-013: Insai Tong Waka Insurance

Short-term personal accident cover for daily commuters, passengers and pedestrians in town: death or burial benefit SLE 5,000, permanent disablement SLE 3,000, medical expenses SLE 1,500. From SLE 10 a week.

Cover and benefits

Commuter personal accident cover within municipal and urban limits. Schedule of certified benefits — no deductible or excess applies to this cover: • Death / burial benefit: sum insured SLE 5,000 — deductible nil. • Permanent total disablement (PTD): sum insured SLE 3,000 — deductible nil. • Temporary total disablement (TTD) / medical expenses: sum insured SLE 1,500 — deductible nil.

Deductible / excess

Nil — this packaged cover carries no deductible or excess.

Terms, warranties and endorsements

• Death / burial benefit SLE 5,000 — nil. • Permanent total disablement SLE 3,000 — nil. • Temporary total disablement / medical expenses SLE 1,500 — nil. Cover starts on the date of payment (00:00 hours) and ends at 23:59 hours on the last day of the selected period of cover. The aligned premium for the selected period is a single premium paid in full and is a condition precedent to liability. Deductible / excess: NIL — no deductible or excess applies to this cover.

Periods of cover

1 week — SLE 10 · 1 month — SLE 30 · 3 months — SLE 85